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Tessmer Tips / 09.04.2015

Speaking about bus drivers and using cell phones while driving is not limited to talking. Apart from the ban on cell phone use for making calls, bus drivers are also banned from text messaging while driving, which is considered a primary law, as well. This also means that an officer may sanction a bus driver for texting, even if you haven’t had any other traffic violation....

Tessmer Tips / 08.04.2015

So let’s talk about talking or texting on your cell while driving. Did you know that in 2013 distracted driving was documented as the primary reason for 23% of all car crashes in the United States? This breaks down to daily more than 9 people that are killed and more than 1,153 people are injured in crashes that are reported to involve a distracted driver. Generally speaking, distracted driving falls into three main categories: visual (taking your eyes off the road), manual (taking your hands off the wheel) and cognitive (taking your mind off of driving).   Nationally, the laws on hand-held...

Tessmer Tips / 13.01.2015

The wreck was not your fault but the other side refuses to pay.  Now what?  Well hopefully you have notified your own insurance company.  Under your own collision coverage, your insurer will see that your car is repaired, although you will have to pay your deductible.   Your insurance company will then seek to recover the money they spent on your repairs, plus your deductible, from the other insurance company. Most of the time, the companies can work things out amongst themselves, but sometimes they agree to go into arbitration.  In this case, both sides present their evidence and an independent mediator decides...

Tessmer Tips / 11.11.2014

Divorcing Mom Tip #10: When it is all said and done, Life is not over. Nobody enters a marriage believing that one day they’ll end up divorced. You are going to go through an adjustment, and that is going to take some time. The good news is that the end of your marriage does not mean the end of your life! Any woman, from her 20s to her 80s, can have a fresh start and live happily ever after. How awesome is that? By all means, mourn the loss of your relationship. That is only natural. But then, look forward...

Tessmer Tips / 11.11.2014

Divorcing Mom Tip #9: Pit-Bull or Softie? You have hired an attorney because you need someone experienced in wading through the legal system and all of its lingo and paperwork. It is so important to hire someone you feel comfortable with and whose desire is for you to have a favorable outcome. You may believe you need a very aggressive lawyer, but that could mean you have someone who unnecessarily ups your costs and your anger by fanning the flames in a case that is already emotional and contentious. In contrast, if you hire a lawyer too soft-hearted, you may...

Tessmer Tips / 11.11.2014

Divorcing Mom Tip #8: Do not engage. Now, let’s tie together tips #7 and #4. You are documenting, documenting, documenting. Guess what? He very well may be doing the same thing. You already have stopped participating in “text wars” (you did stop that...