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Tessmer Tips / 13.04.2015

Tessmer Tip 4 – Driving and Cell Phones:   As we have shared, cell phone usage and driving is being taken seriously by the law, especially for our younger drivers.   Drivers under the age of 18 are not allowed to use hands-free or hand-held cell phones, or any other wireless communications device. This is another primary law that prohibits novice drivers from talking on their cell phone as well as composing, sending or receiving text messages while driving....

Tessmer Tips / 10.04.2015

Tessmer Tip 3 – Driving and Cell Phones:   School is never out for all vehicle drivers – car and bus, to learn that cell phone usage is prohibited. All drivers are prohibited from using hand-held cell phones to make calls or send or receive text messages while driving in school zones....

Tessmer Tips / 09.04.2015

Speaking about bus drivers and using cell phones while driving is not limited to talking. Apart from the ban on cell phone use for making calls, bus drivers are also banned from text messaging while driving, which is considered a primary law, as well. This also means that an officer may sanction a bus driver for texting, even if you haven’t had any other traffic violation....

Tessmer Tips / 08.04.2015

So let’s talk about talking or texting on your cell while driving. Did you know that in 2013 distracted driving was documented as the primary reason for 23% of all car crashes in the United States? This breaks down to daily more than 9 people that are killed and more than 1,153 people are injured in crashes that are reported to involve a distracted driver. Generally speaking, distracted driving falls into three main categories: visual (taking your eyes off the road), manual (taking your hands off the wheel) and cognitive (taking your mind off of driving).   Nationally, the laws on hand-held...

Tessmer Tips / 13.01.2015

The wreck was not your fault but the other side refuses to pay.  Now what?  Well hopefully you have notified your own insurance company.  Under your own collision coverage, your insurer will see that your car is repaired, although you will have to pay your deductible.   Your insurance company will then seek to recover the money they spent on your repairs, plus your deductible, from the other insurance company. Most of the time, the companies can work things out amongst themselves, but sometimes they agree to go into arbitration.  In this case, both sides present their evidence and an independent mediator decides...

Tessmer Tips / 11.11.2014

Divorcing Mom Tip #10: When it is all said and done, Life is not over. Nobody enters a marriage believing that one day they’ll end up divorced. You are going to go through an adjustment, and that is going to take some time. The good news is that the end of your marriage does not mean the end of your life! Any woman, from her 20s to her 80s, can have a fresh start and live happily ever after. How awesome is that? By all means, mourn the loss of your relationship. That is only natural. But then, look forward...